How can I access independent financial advice and how do I know that it is truly unbiased?

Two great questions rolled into one here. You to find an adviser you could go to the unbiased website, insert your postcode and the site will give you the contact details of three advisers in your area. Or you could go to the Facts & Figures website and the team that supports the program would be delighted to help!

The Financial Conduct Authority regulates all financial advice in the UK. They have very clear rules about how independent advisers must be qualified, trained & monitored; and even tighter rules on how they are paid. The system is totally transparent. So if your adviser shows up in the FCA register of advisers you can have a fair degree of confidence they are both legit and trustworthy. Facts and Figures is listed under number 414224.