This week’s program will cover How to so organise your affairs that you enter 2019 organised, in control and confident about the future!

Whether this be through the use of a budget planner or the elimination of unnecessary monthly costs, there are many ways to make ends meet and avoid slipping into a spiral of debt. Differentiating between what we need and what we want is particularly important.

Recent studies reveal that the average household debt in the UK has hit a new peak of £15,385! Without a clear budgeting plan (perhaps the 50 30 20 plan – 50% on necessities, 30% on wants and 20% into savings), people often misjudge their costs and then find themselves with very little money to end the month.

Tune in to Money Talk at 1pm on Friday with Simon Webster! #MTRadioUK