This week’s program will cover How to so organise your affairs that you enter 2019 organised, in control and confident about the future!
Whether this be through the use of a budget planner or the elimination of unnecessary monthly costs, there are many ways to make ends meet and avoid slipping into a spiral of debt. Differentiating between what we need and what we want is particularly important.
Recent studies reveal that the average household debt in the UK has hit a new peak of £15,385! Without a clear budgeting plan (perhaps the 50 30 20 plan – 50% on necessities, 30% on wants and 20% into savings), people often misjudge their costs and then find themselves with very little money to end the month.