The banks are sometimes accused of “offering business customers an umbrella when the sun is shining but taking it away as soon as it starts to rain.” This week Simon unpicks the vexed issue of business finance – where it is and how to get it. This week’s guest is Natasha Jones from Funding Circle, which has lent over £4.5bn to more than 45,000 businesses since launch in 2010.

We’ll also be joined by Peter Ducker from the Institute of Hospitality and John Caldicot from “Planday”, the workforce collaboration platform examining the impact of BREXIT on the UK hospitality industry.